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How much home can I afford?

Estimate a purchase price from your payment budget, down payment, rate, and expected housing costs.

Illustrative inputs for planning only. Example interest rates are not quoted rates or annual percentage rates (APRs). Change the inputs to your own figures. This calculator does not offer credit or determine approval.

Your estimate

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Planning price from the numbers entered, before mortgage insurance, closing costs, and underwriting review.

Estimated loan amount—
Available for principal and interest—

This is a payment-based estimate, not preapproval. It does not consider debts, credit, mortgage insurance, flood insurance, maintenance, special assessments, closing costs, or underwriting limits. Calculations are for planning only. Actual loan terms and eligibility require a lender review.

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