Market data
10-Year Treasury yield
See the latest published U.S. Treasury 10-year yield and its daily trend. This is a Treasury market benchmark, not a mortgage rate or loan offer.
Latest published yield
4.98%
Oct 29, 2026 · Down 0.07 percentage points from prior trading day
30 trading daysDaily Treasury 10-year par yieldSource checked October 30, 2026 at 2:06 AM ET
Hover or tap for a daily value. Treasury uses market quotes from at or near 3:30 PM ET, so the time shown is approximate. Weekends and market holidays have no observation. During daytime hours, this page checks every five minutes for newly published website data. It does not fetch live Treasury quotes.View Treasury source ↗
View the daily values
| Date | Yield |
|---|---|
| 4.98% | |
| 5.05% | |
| 4.99% | |
| 5.00% | |
| 5.00% | |
| 4.96% | |
| 5.13% | |
| 5.12% | |
| 5.15% | |
| 5.09% | |
| 5.10% | |
| 5.19% | |
| 5.21% | |
| 5.24% | |
| 5.22% | |
| 5.28% | |
| 5.27% | |
| 5.31% | |
| 5.28% | |
| 5.24% | |
| 5.29% | |
| 5.26% | |
| 5.24% | |
| 5.17% | |
| 5.18% | |
| 5.11% | |
| 4.96% | |
| 4.96% | |
| 5.01% | |
| 4.94% |
Mortgage context
What the trend means
Mortgage rates often move in the same broad direction as longer-term Treasury yields. They do not move point for point. Mortgage-backed securities, lender pricing, loan type, credit profile, property, and timing also affect the rate offered to a borrower.
Use the chart to follow the bond market, then compare a current, personalized loan estimate before making a decision.
Read the chart correctly
- The figure is the Treasury's 10-year par yield, expressed as a yearly percentage.
- The source publishes business-day observations, not live intraday quotes.
- A 0.10 percentage point move equals 10 basis points.
- The Treasury yield shown here is not a mortgage rate or available loan term.